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For the Villas at Tree Tops and Fairways. This offer is in consideration of your time and travel for visiting The Villas. Requirements to purchase package: Resident of NY, NJ or PA only. You must attend a 90 minute sales presentation, more time may be necessary if you decide to purchase. Persons with spouse or significant other must attend together. You must be at least 25 years of age. Must be credit-worthy with an annual household income of at least $45,000. For tour registration you must bring, two forms of ID (valid driver's license, valid credit card or checkbook). You may not be an employee, contractor, member, or person previously a guest of The Villas on this, or any other promotion within the past 24 months. Subject to reservations and accommodation availability. A confirmed written reservation is required for this offer. This offer is non-refundable and non-transferable. Limited rescheduling based upon availability, fees may apply. Should you fail to meet qualifications and/or fail to attend the 90 minute sales presentation, you will be billed the full retail value of your vacation package. The retail value of this offer is $203 - $603 per room for a two night stay, depending on season, accommodation type and bonus offer. There is no obligation to purchase anything. Fees for certain amenities may apply. Retail value of Bonus Offers, if made; Snow Tubing passes, Free Greens Fees and Cart Fees, Horseback-riding Certificate, $25 Dinner Certificate, range from $20 to $92 depending on bonus offered. Offer expires December 31, 2007.

THE PURPOSE OF THIS OFFER IS TO SOLICIT TIMESHARE SALES. THE COMPLETE OFFERING TERMS ARE CONTAINED IN AN OFFERING PLAN AVAILABLE FROM THE SPONSOR. The price range of the intervals is $2,695 to $36,800, plus annual dues. Prices subject to change.

NJ Residents: Registered with the NJ Real Estate Commission. Obtain and read the NJ Public Offering Statement before signing. NJ Reg: Tree Tops #95/8-339, Fairway #95/8-340.

Void where prohibited by law.